There was approximately €61.5 billion of gross impaired loans on the balance sheets of the top six Italian banking groups (now considering UBI Banca integrated into Intesa Sanpaolo), down from €65 billion at the end of December 2020 and from €85.3 billion at the end of September, with €34.1 billion of UTP loans (from €35.9 billion at the end of 2020) accounting on average for 55.5% of the total, up from 55% three months earl