Financing to Italian SMEs and startups by fintech platforms in 2021 reached € 3.5 billion, up 60% from around 2.3 billion in 2020 (see here the BeBeez Report on Fintech Platforms 2020), and a total of over € 8.6 billion since various platforms started activity between the end of 2014 and 2016.
The most important leap occurred precisely in 2021, while in 2019 we had stopped at just over 1.4 billion, indicating that we are now facing an asset class recognized by a large number of investors, both in the form of working capital financing, through the purchase of invoices or tax credits, and of medium / long-term financing, through the purchase of loans. The figure also includes the fundraising by equity crowdfunding platforms which in to