{"id":825046,"date":"2022-10-05T08:16:56","date_gmt":"2022-10-05T06:16:56","guid":{"rendered":"https:\/\/15.161.165.86\/non-categorizzato\/myfico-how-does-a-home-equity-loan-affect-your-credit\/"},"modified":"2022-10-05T08:16:56","modified_gmt":"2022-10-05T06:16:56","slug":"myfico-how-does-a-home-equity-loan-affect-your-credit","status":"publish","type":"post","link":"https:\/\/bebeez.it\/en\/real-estate-in-asia-pacific\/myfico-how-does-a-home-equity-loan-affect-your-credit\/","title":{"rendered":"myFICO: How Does a Home Equity Loan Affect Your Credit?"},"content":{"rendered":"SAN JOSE, Calif.--(BUSINESS WIRE)--If you own your home and have significant equity in it, you may be able to tap some of that equity through a home equity loan or home equity line of credit (HELOC). Before you do, however, it's important to consider how taking on an additional loan or line of credit may affect your FICO\u00ae Score.\n\n\n\nHere's what you need to know about how home equity loans and HELOCs work and how they may impact your credit, from myFICO.\n\n\nFor more loan and credit education, visit myFICO\u2019s blog at https:\/\/www.myfico.com\/credit-education\/blog\n\n\nHow Do Home Equity Loans and HELOCs Work?\n\n\nA type of second mortgage, home equity loans and HELOCs are similar in that they both allow homeowners to access some of the equity they h<div class=\"leaky_paywall_message_wrap\"><div id=\"leaky_paywall_message\"><a href=\"https:\/\/bebeez.it\/abbonati\/\">Abbonati<\/a> o <a href=\"https:\/\/bebeez.it\/mio-account\/\">Accedi<\/a> per leggere il resto di questo contenuto.<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>SAN JOSE, Calif.&#8211;(BUSINESS WIRE)&#8211;If you own your home and have significant equity in it, you may be able to tap some of that equity through a home equity loan or home equity line of credit (HELOC). Before you do, however, it&#8217;s important to consider how taking on an additional loan or line of credit may [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[49630],"tags":[],"settori":[],"slider_categorie_and_home_page":[],"class_list":["post-825046","post","type-post","status-publish","format-standard","hentry","category-real-estate-in-asia-pacific"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>myFICO: How Does a Home Equity Loan Affect Your Credit? - BeBeez<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bebeez.it\/en\/real-estate-in-asia-pacific\/myfico-how-does-a-home-equity-loan-affect-your-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"myFICO: How Does a Home Equity Loan Affect Your Credit? - BeBeez\" \/>\n<meta property=\"og:description\" content=\"SAN JOSE, Calif.--(BUSINESS WIRE)--If you own your home and have significant equity in it, you may be able to tap some of that equity through a home equity loan or home equity line of credit (HELOC). 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